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    <description>Guides, tips and product updates from the Finio Finance team.</description>
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      <title>How to set up your first monthly budget</title>
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      <description>A simple, ten-minute way to plan your month in Finio Finance, from income to savings.</description>
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      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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      <title>Building an emergency fund, one transfer at a time</title>
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      <description>Why a small, regular transfer beats a big one-off, and how to track it as a goal.</description>
      <category>Saving</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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      <title>Five questions to ask Fin this month</title>
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      <description>Practical prompts for Ask Fin that help you understand your spending.</description>
      <category>Fin AI</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>Preparing a financial summary for a visa or rental application</title>
      <link>https://finio.finance/blog/summary-letter</link>
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      <description>What the financial summary letter includes and how to check it before you submit.</description>
      <category>Guides</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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      <title>Reading your spending forecast</title>
      <link>https://finio.finance/blog/spending-forecast</link>
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      <description>How the forecast estimates where your month is heading, and what to do about it.</description>
      <category>Budgeting</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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      <title>Setting savings goals you will actually hit</title>
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      <description>Pick a target, a date and a monthly amount that fits your budget.</description>
      <category>Saving</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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      <title>Spotting subscriptions you forgot about</title>
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      <description>Use the subscription tracker and recurring transactions to find repeat charges.</description>
      <category>Budgeting</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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